Dayton OH, Oakwood, OH Kettering OH and Eaton OH real estate and homes for sale in Ohio - Andrew Gaydosh, REALTORS® Andrew Gaydosh REALTORS(r) for Dayton OH, Oakwood, OH Kettering OH and Eaton OH real estate - NUMBER1EXPERTS™ Andrew Gaydosh NUMBER1EXPERTS(tm) for Dayton OH, Oakwood, OH Kettering OH and Eaton OH real estate

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Andrew Gaydosh, REALTORŪ, real estate agents and broker for Dayton OH, Oakwood, OH Kettering OH and Eaton OH home listings, property and land for sale - NUMBER1EXPERT(tm)
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If you give us some idea of what you are looking for, we will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time! 

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Real Estate Tips
Financing Your Home >Convertible ARMs

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.

Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

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Real Estate Trivia
Q 
Where are the highest median price homes in the United States currently located?

A 
According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area.
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Andrew Gaydosh, REALTORŪ, real estate agents and broker for Dayton OH, Oakwood, OH Kettering OH and Eaton OH home listings, property and land for sale - NUMBER1EXPERT(tm)

Andrew Gaydosh
Andrew Gaydosh & Associates

5580 Far Hills
Dayton, OH 45429
Mobile: 937 305-9570
Toll Free: 800-382-3876 Ext. 23
Fax: 765-939-0746
Assistant -Kim Odom: 765 935-7400 ext 52
Buyer Agent- Jack: 765 977-1476
Email: Andrew@TheGaydoshTeam.com
Assistant - Kim Odom: clientcare@TheGaydoshTeam.com
Jon Murray- Assoc Partner: buywithjon@sbcglobal.net
Jason White-Assoc Partner: buywithjason@gmail.com
Jack Gaydosh- Buyer Agent: Jack@TheGaydoshTeam.com

The Gaydosh Team! IT IS ALWAYS OUR PLEASURE TO SERVE YOUR REAL ESTATE NEEDS. Our team, consisting of highly trained and very specialized real estate professionals, will provide you and your family WORLD CLASS SERVICE combined with our TRADITIONAL MIDWEST VALUES. Why do our clients work with us? How does selling a home on average every 3 days benefit our clients? The answer to both of these questions is our system. Every member of The Gaydosh Team is an expert at the task they perform (ie. negotiating, marketing, etc). Every member of our team loves the real estate business and we know you will love our results!

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