Dayton OH, Oakwood, OH Kettering OH and Eaton OH real estate and homes for sale in Ohio - Andrew Gaydosh, REALTORS® Andrew Gaydosh REALTORS(r) for Dayton OH, Oakwood, OH Kettering OH and Eaton OH real estate - NUMBER1EXPERTS™ Andrew Gaydosh NUMBER1EXPERTS(tm) for Dayton OH, Oakwood, OH Kettering OH and Eaton OH real estate

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Andrew Gaydosh, REALTORŪ, real estate agents and broker for Dayton OH, Oakwood, OH Kettering OH and Eaton OH home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 937 305 9570


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"Jon Murray w/ Andrew Gaydosh & Assoc was Awesome"
"Jon's service was great, he always answered the phone, he did not waste our time, he listened to what our needs were, and found us a home fast."
Jim & Julie Corse
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Mortgage Prequalification: Dayton OH, Oakwood, OH Kettering OH and Eaton OH home buying, real estate listings, and homes for sale in Montgomery                     County, OH
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Dayton, Oakwood, Kettering and Eaton Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Tax Considerations >Tax Rewards for Homeowners

The Federal Tax Code has significantly improved the American taxpayer's ability to profit by selling a principal residence. Prior to 1997, homeowners could take advantage of a tax benefit termed the "rollover", which granted exemption from capital gains taxes on the net profit from the sale of a home. Homeowners who used profits to purchase a bigger and better home did not have to pay tax. And homeowners over the age of 55 were given a once-in-a-lifetime exclusion from taxes on profits of up to $125,000 on the sale of their principal residence.

Compare those tax breaks with our current, streamlined and potentially more profitable arrangement that replaced both the rollover and the one-time exemption. If you are a married home-seller filing jointly, you may enjoy up to $500,000 in tax-free home sale profits, provided you have occupied the property as your principal residence during two of the last five years. Taxpayers who file singly get a $250,000 capital gains exclusion. Homeowners are eligible to exclude capital gains on the sale of a principal residence as often as once every two years.

The law allows capital gain exclusions whether you "buy up" to a more expensive home or "buy down" to a less expensive one. The tax-free dollars can be used in any way you want. Consult your tax advisor for detailed advice about your particular circumstance.

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Real Estate Trivia
Q 
What is the world's most valuable piece of furniture?

A 
The 18th century Italian Badmiton Cabinet owned by the Duke of Beaufort sold in 1990 at Christie's, London for $15.1 million dollars.
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Andrew Gaydosh, REALTORŪ, real estate agents and broker for Dayton OH, Oakwood, OH Kettering OH and Eaton OH home listings, property and land for sale - NUMBER1EXPERT(tm)

Andrew Gaydosh
Andrew Gaydosh & Associates

5580 Far Hills
Dayton, OH 45429
Mobile: 937 305-9570
Toll Free: 800-382-3876 Ext. 23
Fax: 765-939-0746
Assistant -Kim Odom: 765 935-7400 ext 52
Buyer Agent- Jack: 765 977-1476
Email: Andrew@TheGaydoshTeam.com
Assistant - Kim Odom: clientcare@TheGaydoshTeam.com
Jon Murray- Assoc Partner: buywithjon@sbcglobal.net
Jason White-Assoc Partner: buywithjason@gmail.com
Jack Gaydosh- Buyer Agent: Jack@TheGaydoshTeam.com

The Gaydosh Team! IT IS ALWAYS OUR PLEASURE TO SERVE YOUR REAL ESTATE NEEDS. Our team, consisting of highly trained and very specialized real estate professionals, will provide you and your family WORLD CLASS SERVICE combined with our TRADITIONAL MIDWEST VALUES. Why do our clients work with us? How does selling a home on average every 3 days benefit our clients? The answer to both of these questions is our system. Every member of The Gaydosh Team is an expert at the task they perform (ie. negotiating, marketing, etc). Every member of our team loves the real estate business and we know you will love our results!

Equal Housing GRI MLS REALTOR




Big Hill GMAC Real Estate

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